By Trust Payments Apr 7, 2022

Job Title:  Credit Risk Analyst
 
Intro
 
Whilst the last 18 months have been a tough time for everyone personally, we’ve adapted our strategy and continued our impressive growth. In that timeframe we’ve hired and integrated close to 150 new starters and grown our revenues significantly as a business.
 
We have adapted our ways of working to ensure that new starters that join feel part of one big virtual team. From regular town halls to coffee mornings and dedicated mental health days, we want to ensure we put the needs of our employees first. Feedback from our new hires has been positive, they love our onboarding programme and how much it makes them feel integrated into Trust from the start. Trust Payments was recently recognised for its accomplishments in employee engagement and is now considered one of the UK’s “Best Companies to Work having been awarded a 1* star rating indicating very good levels of workplace engagement.” Winning accolades in three other categories include being One of Financial Services top 30 companies, one of London’s top 75 large companies, and one of Wales top 30 companies to work for.
 
About Us:
 
Trust Payments is a global unified payment technology group that was formed in 2019 bringing together technology and financial services into an omnichannel solution. The new business model has enabled Trust Payments to establish itself as a leading Fintech Payments group. The company has undertaken a major culture reset and now operates as a fast-paced inclusive organisation with talented people at it’s very heart. In 2019 the business expanded it’s product offering from Gateway and Acquiring to POS and Mobile Loyalty, creating true omnichannel processing capabilities and now provides over 30 unique products to merchants of all sizes. Business revenue has grown significantly in the last 2 years and as such we are expanding into even more products, markets and geographies and are hiring people at all levels.
 
Main purpose of the job:
 
The jobholder will be responsible to the monitoring of the portfolio and at merchant
level from a Credit Risk perspective. Furthermore, the jobholder will prepare adhoc/periodic Credit Risk reporting and be actively be involved in the improvement of
systems and processes in area under remit.
 
Duties and responsibilities:
 
•   To actively participate within the Credit Risk Team in the delivery of the BAU
•   Analysis and determination of risks, watch and observe the situation of credit
•   Day to day risk management routines (e.g. Refund Monitoring, Credit      Reference Agency Alerts, Negative Balances, Dormant reporting, volume capping)
•   Working collaboratively with the Fraud team and other teams within the company
•   Regularly review exposures and recommend mitigation plans where necessary escalating where appropriate
•   Ongoing involvement in non-BAU initiatives as delegated by Head of Risk
•   Participation within team meetings
•   Manage external Debt Collection Agency relationship and workflows
•   Working within approval limits escalating where appropriate
 
Experience and Qualifications:
 
•   Strong analytical and quantitative skills;
•   Knowledge of financial and risk analysis;
•   Capability to understand Audited Financial Statements;
•   Attention to detail and due diligence;
•   Good written and oral communications skills;
•   Well organised and meticulous
•   Proficiency I Microsoft Office, Word, Excel and PowerPoint
•   Desirably leadership skills
 
Benefits (subject to local office benefits policy):
 
•   Opportunity to be part of a rapidly scaling and market leading Fintech business.
•   Flexible homeworking
•   Health and Wellbeing ethos including regular wellness sessions, fitness and nutrition and other events as well as supported by internally qualified mental health      first aiders
•   Family friendly enhanced benefits/policies
•   Pension, Healthcare, Life Assurance
•   Social events and team building
•   Celebrations

Upload your CV/resume or any other relevant file. Max. file size: 50 MB.

By Trust Payments Apr 7, 2022

Job Title:  Credit Risk Analyst
 
Intro
 
Whilst the last 18 months have been a tough time for everyone personally, we’ve adapted our strategy and continued our impressive growth. In that timeframe we’ve hired and integrated close to 150 new starters and grown our revenues significantly as a business.
 
We have adapted our ways of working to ensure that new starters that join feel part of one big virtual team. From regular town halls to coffee mornings and dedicated mental health days, we want to ensure we put the needs of our employees first. Feedback from our new hires has been positive, they love our onboarding programme and how much it makes them feel integrated into Trust from the start. Trust Payments was recently recognised for its accomplishments in employee engagement and is now considered one of the UK’s “Best Companies to Work having been awarded a 1* star rating indicating very good levels of workplace engagement.” Winning accolades in three other categories include being One of Financial Services top 30 companies, one of London’s top 75 large companies, and one of Wales top 30 companies to work for.
 
About Us:
 
Trust Payments is a global unified payment technology group that was formed in 2019 bringing together technology and financial services into an omnichannel solution. The new business model has enabled Trust Payments to establish itself as a leading Fintech Payments group. The company has undertaken a major culture reset and now operates as a fast-paced inclusive organisation with talented people at it’s very heart. In 2019 the business expanded it’s product offering from Gateway and Acquiring to POS and Mobile Loyalty, creating true omnichannel processing capabilities and now provides over 30 unique products to merchants of all sizes. Business revenue has grown significantly in the last 2 years and as such we are expanding into even more products, markets and geographies and are hiring people at all levels.
 
Main purpose of the job:
 
The jobholder will be responsible to the monitoring of the portfolio and at merchant
level from a Credit Risk perspective. Furthermore, the jobholder will prepare adhoc/periodic Credit Risk reporting and be actively be involved in the improvement of
systems and processes in area under remit.
 
Duties and responsibilities:
 
•   To actively participate within the Credit Risk Team in the delivery of the BAU
•   Analysis and determination of risks, watch and observe the situation of credit
•   Day to day risk management routines (e.g. Refund Monitoring, Credit      Reference Agency Alerts, Negative Balances, Dormant reporting, volume capping)
•   Working collaboratively with the Fraud team and other teams within the company
•   Regularly review exposures and recommend mitigation plans where necessary escalating where appropriate
•   Ongoing involvement in non-BAU initiatives as delegated by Head of Risk
•   Participation within team meetings
•   Manage external Debt Collection Agency relationship and workflows
•   Working within approval limits escalating where appropriate
 
Experience and Qualifications:
 
•   Strong analytical and quantitative skills;
•   Knowledge of financial and risk analysis;
•   Capability to understand Audited Financial Statements;
•   Attention to detail and due diligence;
•   Good written and oral communications skills;
•   Well organised and meticulous
•   Proficiency I Microsoft Office, Word, Excel and PowerPoint
•   Desirably leadership skills
 
Benefits (subject to local office benefits policy):
 
•   Opportunity to be part of a rapidly scaling and market leading Fintech business.
•   Flexible homeworking
•   Health and Wellbeing ethos including regular wellness sessions, fitness and nutrition and other events as well as supported by internally qualified mental health      first aiders
•   Family friendly enhanced benefits/policies
•   Pension, Healthcare, Life Assurance
•   Social events and team building
•   Celebrations

Upload your CV/resume or any other relevant file. Max. file size: 50 MB.

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