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Pay by Bank

Enable customers to pay directly from their bank account

Pay by Bank gives your customers the option to pay directly from their bank account without the need for a credit/debit card.

Trusted by leading brands

What is Pay by Bank?

On the checkout, your customer clicks “Pay by Bank” and opens their mobile banking app to review and approve the transaction. Payments are periodically settled into your bank account via Faster Payments and SEPA Instant protocols.

Why Pay by Bank?

Pay by Bank offers a convenient and secure pay-by-bank checkout experience that your customers can trust.

Accessible for anyone

Receive payments directly from any customer with a bank account.


Customers are authenticated by their bank at the time of purchase and must approve all payments

No hidden costs

No hidden fees or additional costs related to compliance or chargebacks.

Increase conversions

Customers save time by not needing to enter card or billing details.

How will it benefit me?

This method offers a great pay by bank checkout experience to your customers, to help them keep coming back.

Increase reach

Adding Pay By Bank to your checkout increases your customer reach to those previously excluded.

Zero chargebacks

Customers undergo multi- factor authentication with their bank prior to purchase, reducing the risk of fraud, and eliminating chargebacks.

Excellent user experience

Customers already signed into the mobile app of a participating bank do not have to enter any card or billing detail.

Meet the demand for frictionless and speedier pay by bank transactions today.

    Security statement

    Security is our top priority at Trust Payments and we strive to ensure that all data is kept secure at all times We keep all customer data safe with AES256 encryption, SSL Certificates, and a minimum of TLS1.2, between your website and our datacentres.

    Our systems are scanned quarterly using the Qualys PCI Platform, an independent Qualified Security Assessor (QSA) and approved vendors – Omnicybersecurity (UK) & Forgenix (US) – to ensure compliance with the security requirements of the card schemes.

    We follow a number of rigorous security procedures on a daily basis including, but not limited to, continuous monitoring of our perimeter, dark web monitoring, and internal checks to ensure that CIA triad is maintained at all times.

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